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LowerMyCharges Limited

We provide low cost, high quality impartial whole of market financial advice delivered remotely and securely by qualified financial advisers. Improving financial inclusion with an affordable, accessible and convenient service.No ongoing charges and one flat fee that allows 12 months advice on any topic. Tax efficient for business employers and employees as our advice fee is reduced by tax incentives for both.We help employers improve their employees financial wellbeing with education and a range of solutions suitable for all and any employee, whatever their circumstances, accessed through a secure and easy to use App and on a face to face basis.Topics covered range from debt advice, credit unions and savings through to standard products such as pensions mortgages savings and investments. We will also ensure that you never again have to hope your on the best mortgage deal with our new solution which monitors your current mortgage 365 days a year for free against all the market offerings and lets you know when there's a better deal available . Suitable for buy to let and residential properties .

Special Offers

Our new mortgage solution due soon allows clients both existing and prospective to simply upload their mortgage details which we will make available free of charge . We will then use our soft wear to monitor the mortgage 365 days a year 24/7 against all other mortgage offers , tracking the market value of your house and the deals available and comparing that to your existing arrangements If we can find a better deal then we will let you know and if you want to switch we will do that for you at no extra cost. Once a month you will receive an e-mail telling you the result but no other communication we promise ! Never again will you have to wonder if your paying to much or if there is a better deal out there.Let us do the work and you can reap the benefit of peace of mind and potentially lower costs.